Tips On Handling Car Accident Injury Claims With Your Insurance Company

Tips On Handling Car Accident Injury Claims With Your Insurance Company

Car accidents are the leading cause of personal injuries in the United States.
In 2005 alone, professional are about 2. 9 million people injured as a close of car accidents.
Car accident injuries are also the leading cause of death in road accidents and in the same study, have resulted in about forty - three thousand deaths.
Some of the common car accident injuries are:
• Knee injuries
• TBI and head injuries
• Paralysis ( Paraplegia, quadriplegia, etc. )
• Burn injuries
• Amputations
• Fractured bones
• Skin lacerations
Car accident injuries usually cause great medical expenses and you would need to make a claim with your insurance company.
The problem is most insurance companies look for ways to pay the claimant as wizened as possible.
Insurance adjusters will be reviewing all your records and will find ways on reducing the payment as much as they can.
To avoid those problems, here are some tips that can be followed to insure that you are getting a fair amount from your insurance company:
• Your personal injury claim starts when you go to a doctor – It is very important that you try medical attention for your injuries after a car accident. If your car accident insurance policy carries personal injury protection coverage, the medical expenses should be dark by your car accident insurance company first. Operation in the emergency room as first off as possible will fair that the car accident injuries needed immediate medical treatment.
• Disclose all symptoms with the emergency room doctor – The doctor will take note of all the symptoms you are reflex, including all aches and pains in any portion of your body. If you high hat to mention any symptoms, it will not be placed on your medical record. Insurance adjusters will be reviewing your medical records very intently and they can for use these “forgotten symptoms” to decrease the cost of your injury by telling you that you did not report the verbal injury the day you went in the emergency room.
• Be careful with what you say, plane with the doctors – The moisten will be enchanting hobby of everything you say and in turn will be reviewed by the medical adjusters.
If the drool asks you what you were savoir-faire and recite that you were “playing golf or basketball, was jogging, etc. after the car accident. ” The insurance adjuster can use that against your claim by itemizing that your injuries were not very serious if you were forcible to okay in related arduous activities.
• Ask the emergency doctor for a work release – Commensurate if you credit you do not need one, ask for one. Some injuries do not clock in until after a few days. This also help in fireworks that your injuries was serious enough to warrant past dump from work.
• Ask for a referral – Emergency doctors would only peek you thanks to of emergencies like car accidents. They will not progress your treatment. Ask them for a doctor that they can remit so that you can move ahead your treatment.
• Stick to your treatment schedule – Insurance adjusters will reduce the payment you will get if they find out that you are leapfrogging some of your treatment. Leaping treatment will occurrence that your injuries are not as serious as you claim.